Bajaj General

Bajaj General cyber safe insurance policy coverage

The Most Dangerous Thing About Cyber Threats Is That They Are Usually Not Detectible Until After They Have Already Happened. Unlike A Stalker In Real Life, A Cyber Stalker Cannot Be Seen And Unlike A Suspicious Person Lingering Near An ATM, Phishers Are Hard To Perceive. Considering All The Possible Cyber Threats And Risks You’re Exposed To Every Time You’re Online, We’ve Designed Our Cyber Insurance Policy To Help Protect You.

1. Identity Theft Cover
2. Social Media Cover
3. Cyber Stalking Cover
4. IT Theft Cover
5. Malware Cover
6. Phishing Cover
7. E-mail Spoofing Cover
8. Media Liability Cover
9. Cyber Extortion Cover
10. Data and Privacy Breach by third Party Cover

Additional benefits of buying personal cyber insurance policy

INCLUSIONS -

1. Counselling Services
2. IT Consultants Services

Exclusions

1. Dishonest and improper conduct
2. Bodily Injury/Property damage
3. Unsolicited Communication
4. Unauthorized Collection of Data
5. Immoral/Obscene Services

Who can buy this policy?

Any Individual person above 18 years of age.

What is the policy period?

This is an Annual policy

What are the plans available under the policy?

Plans under the policy start from INR 1 Lac to INR 100 Lac.

What is the excess in this policy?

There is NO excess in the policy.

Bajaj General Insurance Limited (formerly known as Bajaj Allianz General Insurance Company Limited) is one of India’s leading, most trusted and dynamic private general insurance companies. It is a subsidiary of Bajaj Finserv Limited, India’s leading and most diversified financial services group.
Bajaj General offers a broad portfolio of innovative and customer-focused insurance solutions, spanning motor, health, and home insurance, along with specialised products such as pet insurance, wedding insurance, event protection, cyber insurance, and rural insurance. From safeguarding your health and home to protecting your travels and life’s most important moments, Bajaj General aims to be a constant partner in your journey. Bajaj General equally offers a comprehensive and a well-diversified range of products, including fire, marine, engineering, liability and surety insurance to corporates and SME’s. The company also participates in various government schemes with a focus on financial inclusion. The company is also known for its robust risk selection capabilities, digital adoption and product innovation.
Established in 2001, the company has grown its footprint to nearly 1,500 towns and cities across India, ensuring easy access and a close connection to its customers. This access is enabled through the largest distribution network, spanning across individual agents, point-of-sales personnel, banks, NBFCs, motor dealers, brokers and the company’s proprietary sales force.
It holds an [ICRA]AAA rating from ICRA Limited, reflecting the highest level of confidence in its financial strength and stability. With a strong legacy, a forward-looking mindset, and an unwavering focus on its ‘Customer-First’ philosophy, Bajaj General remains committed to protecting what matters most, empowering individuals, families, and businesses to live with confidence and peace of mind.

For more details on risk factors, Terms and Conditions, please read the sales brochure before concluding a sale.
CIN: U66010PN2000PLC015329 | UIN: IRDAN113P0003V01201718
BJAZ-B-0284/27-Feb-19

KEY FEATURES

My Home Insurance policy is applicable for all home owners, landlords, and tenants of a rented house with its range of features:

1. Contents cover
2. Jewellery and valuables cover
3. Burglary cover
4. Portable equipment cover
5. Curios, works of art and paintings cover
6. Building Cover
7. Worldwide Cover

get additional protection for your home and its contents with our wide range of add on covers

Your Home Is Special And We Want To Add Value To Its Protection With Our Various Add-On Covers:

1. LOSS OF RENT
2. TEMPORARY RESETTLEMENT COVER
3. KEYS & LOCKS REPLACEMENT COVER
4. ATM WITHDRAWAL ROBBERY COVER
5. LOST WALLET COVER
6. DOG INSURANCE COVER
7. PUBLIC LIABILITY COVER
8. EMPLOYEE’S COMPENSATION COVER

Important points to note before buying my home insurance

Inclusions

1. Loss or damage to building
2. Loss or damage to content
3. Loss or damage to portable equipment anywhere in India
4. Loss or damage to jewellery and valuables
5. Loss of or damage to "curios, works of art and paintings" whilst stored or lying in your Building

Exclusion

1. Voluntary deductibles, as mentioned in the policy, will have to be borne by you
2. Any misrepresentation or non-disclosure of information is not encouraged
3. Pre-existing damages (to building or its contents) will not find a place in our coverage checklist
4. Should the building sustain damages, as a result of structural defects or poor workmanship, we will not be able to help you out
5. Should the contents sustain damages resulting from depreciation, natural wear and tear or one
6. Manufacturing defects in electronic, electrical and mechanical items are the manufacturer’s fault
7. Consumable articles and goods will sustain damages over time. We suggest you take them in your stride
8. If you wish to go ahead with any modification or alteration that is not approved by the
9. Breakage, cracking or other internal damages of portable equipment
10. Damages and losses to money, securities, business documents, manuscript and debit/credit
11. You take the expensive artefact in your hands to give it a long, hard look.
12. Mysterious disappearance and unexplained losses are baffling. Even to us. Reason why our coverage will not kick in.

Bajaj General Insurance Limited (formerly known as Bajaj Allianz General Insurance Company Limited) is one of India’s leading, most trusted and dynamic private general insurance companies. It is a subsidiary of Bajaj Finserv Limited, India’s leading and most diversified financial services group.
Bajaj General offers a broad portfolio of innovative and customer-focused insurance solutions, spanning motor, health, and home insurance, along with specialised products such as pet insurance, wedding insurance, event protection, cyber insurance, and rural insurance. From safeguarding your health and home to protecting your travels and life’s most important moments, Bajaj General aims to be a constant partner in your journey. Bajaj General equally offers a comprehensive and a well-diversified range of products, including fire, marine, engineering, liability and surety insurance to corporates and SME’s. The company also participates in various government schemes with a focus on financial inclusion. The company is also known for its robust risk selection capabilities, digital adoption and product innovation.
Established in 2001, the company has grown its footprint to nearly 1,500 towns and cities across India, ensuring easy access and a close connection to its customers. This access is enabled through the largest distribution network, spanning across individual agents, point-of-sales personnel, banks, NBFCs, motor dealers, brokers and the company’s proprietary sales force.
It holds an [ICRA]AAA rating from ICRA Limited, reflecting the highest level of confidence in its financial strength and stability. With a strong legacy, a forward-looking mindset, and an unwavering focus on its ‘Customer-First’ philosophy, Bajaj General remains committed to protecting what matters most, empowering individuals, families, and businesses to live with confidence and peace of mind.

For more details on risk factors, Terms and Conditions, please read the sales brochure before concluding a sale. CIN: U66010PN2000PLC015329 | UIN: IRDAN113RP0002V03201415 BJAZ-B-0288/10-Jun-19