Bajaj General Health

Expenses covered

1. In-Patient Treatment
2. Pre & Post Hospitalization
3. Road Ambulance
4. Day Care Procedures
5. Organ Donor Expenses
6. Convalescence Benefit
7. Daily Cash Benefit for
8. Accompanying an Insured Child
9. Sum Insured Reinstatement Benefit
10. Preventive Health Check Up
11. Ayurvedic/Homeopathic Hospitalization
12. Maternity Expenses
13. New Born Baby Cover
14. Bariatric Surgery Cover

Age criteria

1. Proposer / Spouse /Parents / Sisters /Brother/Father In law/Mother in law/ Aunt /Uncle: 18 yrs - 65 yrs
2. Dependent Children /Grand Children: 3months- 30 years

Discounts

1. Family Discount-10% for 2 members & 15% for more than 2 eligible family members covered under a single policy
2. Note- Family discount is not applicable to Health Guard Floater Policies.
3. Co-pay Discount (Voluntary): -10% discount for 10% co-payment and 20% discount for 20% co-payment on the policy premium
4. Long Term Policy Discount- 4 % discount for 2 years and 8 % discount for 3 years

Sum insured options

1. Silver Plan: Rs.1.5/2 Lacs
2. Gold Plan: Rs. 3 Lacs – Rs. 50 Lacs

Members covered

1. Self, Spouse, Dependent Children, Grandchildren, Parents, Sister, Brother, Father In law, Mother in law, Aunt, Uncle can be covered under individual option
2. Self, Spouse, dependent children can be covered under floater option. For parents, Father in Law/Mother in Law separate policy can be taken

Bajaj General Insurance Limited (formerly known as Bajaj Allianz General Insurance Company Limited) is one of India’s leading, most trusted and dynamic private general insurance companies. It is a subsidiary of Bajaj Finserv Limited, India’s leading and most diversified financial services group.
Bajaj General offers a broad portfolio of innovative and customer-focused insurance solutions, spanning motor, health, and home insurance, along with specialised products such as pet insurance, wedding insurance, event protection, cyber insurance, and rural insurance. From safeguarding your health and home to protecting your travels and life’s most important moments, Bajaj General aims to be a constant partner in your journey. Bajaj General equally offers a comprehensive and a well-diversified range of products, including fire, marine, engineering, liability and surety insurance to corporates and SME’s. The company also participates in various government schemes with a focus on financial inclusion. The company is also known for its robust risk selection capabilities, digital adoption and product innovation.
Established in 2001, the company has grown its footprint to nearly 1,500 towns and cities across India, ensuring easy access and a close connection to its customers. This access is enabled through the largest distribution network, spanning across individual agents, point-of-sales personnel, banks, NBFCs, motor dealers, brokers and the company’s proprietary sales force.
It holds an [ICRA]AAA rating from ICRA Limited, reflecting the highest level of confidence in its financial strength and stability. With a strong legacy, a forward-looking mindset, and an unwavering focus on its ‘Customer-First’ philosophy, Bajaj General remains committed to protecting what matters most, empowering individuals, families, and businesses to live with confidence and peace of mind.
For more details on risk factors, Terms and Conditions, please read the sales brochure before concluding a sale
CIN: U66010PN2000PLC015329
UIN: IRDAI/HLT/BAGI/P-H/V.II/113/16-17