×

New Retail Internet Banking

Dear Customer, kindly note that the said section will be live and available for use from 18th August 2025. Until then kindly use the Old e-Banking.

Toll Free: 18002665555 / 1800229999  
saraswat bank
100+ A century & beyond
100+ A century & beyond
saraswat bank
search

SMS & Missed Call Facility


Saraswat Co-operative Bank Ltd. has introduced SMS based services along with Missed call facility to request or process your account related information on smart phones as well as feature phones. SMS Banking & Missed Call services bring the Banking at your fingertips.

All the Saraswat Co-operative Bank Ltd. customers having Savings, Current & Overdraft account Term deposit & loan account may avail this facility whose mobile number is registered with the bank.

Yes, it is mandatory to register your mobile number with Saraswat Co-operative Bank Ltd.

Following alerts are offered under SMS Banking facility-

Push Alerts

  1. Welcome message on New Account Opening
  2. Transactional Alert including ATM / POS / Ecom, Internet Banking, Mobile Banking, UPI transactions
  3. Alert for Sweep-in-Sweep Out facility
  4. Birthday greetings
  5. Alert for dispatch of Chequebook/Visa Debit Card
  6. General Alerts by Saraswat Co-operative Bank Ltd.



Pull Alerts

  1. Balance of the account
  2. Last three transactions of account
  3. Blocking of Specific Card
  4. Blocking of Multiple Cards (Permanent Block)
  5. Stop payment of cheque
  6. Register your email-id
  7. Register for Mobile Banking facility
  8. Unblocking of card
  9. Funds transfer via IMPS / USSD
  10. Know your Customer Number
  11. Registration of Digital Channels
  12. Blocking of Digital Channels etc.

Yes, it is advisable to register for this facility as it provides all the operational & transactional alerts of your accounts. Further, SMS Alerts usually act as an early warning system for any suspicious activity in your account.

Visit any Saraswat Co-operative Bank ATM & get registered your mobile number by selecting ‘Register Mobile Number’ option or visit your nearest branch with prescribed form (Digital Channel Registration Form) to register your mobile number with Saraswat Co-operative Bank Ltd.

  1. Ensure that you have enough network connectivity in your mobile. Restart your mobile.
  2. Confirm with any of nearest branch that, you have registered for your own valid mobile number.
  3. Visit any Saraswat Co-operative Bank ATM, insert your card in ATM machine & get re-registered your mobile number by selecting ‘Register Mobile Number’ option or Visit your nearest branch & fill up the required form to register your mobile number with Saraswat Co-operative Bank Ltd.
  4. Check with your Service provider whether your mobile number has been registered under DND i.e. Do Not Disturbed option.
  5. Check with your service provider to confirm your Message settings & Network related issues.

No, you may use any java based phone or any smart phone, provided handset is installed with active sim card wherein the said mobile number is registered with Saraswat Co-operative Bank Ltd. & which is under adequate network coverage.

Yes, all accounts linked to your Customer ID can be linked to this facility.

No, only one mobile number you can register for this facility.

Yes. But it is advisable to register your mobile number to your own customer ID only for seamless functioning of other Digital products & services.

Yes, you may receive message from Saraswat Co-operative Bank Ltd. only for any debit or credit transaction above Rs.5000/-. However, you can still receive all the mandatory alerts as per RBI guidelines.

As per RBI guidelines mandatory alerts include alerts for debit cards transactions (ATM/ POS/ Online), Internet Banking Transactions, Mobile Banking transactions, UPI transactions, Beneficiary/ Payee Registration & OTP (One time password).

Yes, the normal tariff of mobile service operators applies when you send a SMS.

No, SMS banking & Missed call service come to you totally Free of charge. Saraswat Co-operative Bank Ltd. will not charge you any maintenance charge for the same. However, the normal tariff of mobile service operators applies when you send a SMS.

No, there is no need to activate any data network plan. You may use this facility on your mobile without data network service.

  1. Ensure your correct mobile number is registered with the Bank
  2. Check the network status of your mobile
  3. Confirm the syntax which you have sent to given number
  4. The keywords are case sensitive
  5. There should be only one space between the words, if any
  6. Check with your Service provider whether your mobile number has been registered under DND i.e. Do Not Disturbed option

Yes, you may change your mobile number by updating the same through ATM or personally by visiting your nearest branch, fill up the given format & submit the same to the counter.

No, this facility is active for 24*7.

We would be glad to answer any specific queries. Contact your nearest branch or call us on Help Desk 022 4157 2070.
Locate Us

NEED HELP?

© 2025 Saraswat Co-operative Bank Ltd. All Rights Reserved.