×
×

New Retail Internet Banking

Dear Customer, kindly note that the said section will be live and available for use from 18th August 2025. Until then kindly use the Old e-Banking.

Toll Free: 18002665555 / 1800229999  
Home Lodge a Complaint Skip to Main Content -A A +A A A
ATM & Branch Locator

Elite Savings Account

Catering to the special requirements of our customers with first-rate services. The Elite Savings Account allows you to deposit, transfer and withdraw from any of our branches. This account can be maintained with an average monthly balance of Rs. 5,000/-

Eligibility:

  1. Individuals (singly or jointly)
  2. Minor by guardian
  3. Organizations
  4. Co-op societies (Registered under Society Registration Act, 1860)

Minimum balance:

  1. Initial deposit for opening the account is Rs.5000/-
  2. Average monthly balance to be maintained is Rs. 5000/- (All branches).

Rate of Interest:

2.80% p.a. w.e.f. 1st November 2025


Free Personal Accident Cover of Rs. 2 lacs:

  1. First year free
  2. 2nd year onwards Rs.26/- inclusive of applicable Tax

Special facilities/features:

  1. 100 personalized cheque leaves free in a financial year. thereafter Rs 5 /-per cheque leaf.
  2. 4 DD/PO free on Saraswat Co-operative Bank Ltd. locations in a financial year.
  3. Online Internet Banking, Mobile Banking Facility is free.
  4. No charges applicable on NEFT/RTGS at Branch & Online Transaction.
  5. Demat account : Initial 2 years no AMC charges.
  6. AMC waiver for first 3 years on Rupay/Visa debit cards.
  7. No Cash handling Charges at home and non-home branch. (T&C apply)*



Service charges -

ATM transactions

Saraswat Co-operative Bank Ltd. ATM - First 10 financial transactions per month are free. Thereafter Rs 10/- + GST per financial

transaction. Non-Financial ATM transactions are free.

Other Bank ATM - Free 5 transactions per month. Thereafter Rs 21/- + GST per financial transaction and Rs 10/- + GST

per for non-financial transaction will be chargeable.

Non-maintenance of minimum Average Monthly Balance : Rs.100/- per month (proportionate to shortfall).

Account closure charges -

  1. Within 14 days – No penal charges
  2. Above 14 days up to 6 months – Rs.350/- + GST
  3. Above 6 months up to 1 year – Rs.250/- + GST

Click Here for other Service Charges

Documents:

Click here (PDF) to download KYC doc

For existing customers of this variant, the revised features & changes will be applicable from 1st October 2025.

Apply Now
Locate Us

NEED HELP?

Follow Us On:

© 2025 Saraswat Co-operative Bank Ltd. All Rights Reserved.