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New Retail Internet Banking

Dear Customer, kindly note that the said section will be live and available for use from 18th August 2025. Until then kindly use the Old e-Banking.

Overview:

Enter in the world of Saraswat Co-operative bank New Car loans to buy your dream car with our various offerings and ease of repayment options.


Features:

  1. Low ROI starting from 7.80%*.
  2. Flexible repayments options
  3. Customised loan options for all income categories.
  4. Clubbing of Income allowed.

Saraswat New Car Loans

Get affordable Car Loans  - know more Income Proof No Income Proof
Competitive Rate of Interest starting from 7.80% p.a. onwards* 10.00% p.a. onwards*
Tenure Upto 84 months* Upto 60 months*
Loan Amt Upto 95% onroad* Upto 85% onroad*
Maximum Loan Amt Upto 300/- lacs Upto 100/- lacs
Fuel Type Petrol/ Diesel / Electric/ Hybrid/ CNG Petrol/ Diesel / Electric/ Hybrid/ CNG
Vehicle Type Hatchback/Sedan/MUV/
SUV/Crossover/Coupe/Convertible
Hatchback/Sedan/MUV/ SUV/Crossover/Coupe/Convertible
Profile Salaried/ Self employed/ Self employed Professionals Self employed/ Self employed Professionals

Documents Required:

  1. Valid Identity Proof (PAN Card/Aadhaar Card/Passport/Voter ID)
  2. Address Proof (Aadhaar Card/Driving License/Passport etc.).
  3. Income Proofs (Current Salary Slips/Latest Form 16/Current ITR).
  4. Latest 6 months' bank statements
  5. New car dealer documents (Proforma invoice, Insurance, Margin money, Tax invoice)

Eligibility:

Income Proof Min income Rs. 20,000/- per month/ Rs. 2,40,000/- per annum
Age 21-65 Years
Residence Resident Indian/ NRI
Stability Min 1 Year of Job stability for Salaried Individuals
Min 2 Years of Business stability for Self Employed and Self Employed Professionals
No Income Proof Min 2 years of Business stability
12 Months Bank statement
Track record, if any

Schedule of Charges: 

Click Here

Terms and Conditions:



Conditions Apply*

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