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New Retail Internet Banking

Dear Customer, kindly note that the said section will be live and available for use from 18th August 2025. Until then kindly use the Old e-Banking.

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100+ A century & beyond
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Saraswat Pre-Owned Car Loan

Enter in the world of Saraswat Co-operative Bank Ltd. Pre Owned Car loans to buy your dream car with our various offerings and ease of repayment options.

Features

  1. Low ROI starting from 10.99%.
  2. Flexible repayments options.
  3. Customised loan options for all income categories.
  4. Clubbing of Income allowed.

Saraswat Pre-owned Car Loans

Income Proof Min income Rs. 20,000/- per month/ Rs. 2,40,000/- per annum
Age 21-65 Years
Residence Resident Indian/ NRI
Stability Min 1 Year of Job stability for Salaried Individuals
Min 2 Years of Business stability for Self Employed and Self Employed Professionals
No Income Proof Min 2 years of Business stability
12 Months Bank statement
Residence Track record, if any

Salaried/Self-employed/Self-employed Professionals

Documents Required

  1. Valid Identity Proof (PAN Card/Aadhaar Card/Passport/Voter ID)
  2. Address Proof (Aadhaar Card/Driving License/Passport etc.)
  3. Income Proofs (Current Salary Slips/Latest Form 16/Current ITR)
  4. Latest 6 months bank statements
  5. RC Book and Insurance copy of the vehicle

Eligibility

Income Proof Min income Rs. 20,000/- per month/ Rs. 2,40,000/- per annum
Age 21-65 Years
Residence Resident Indian/ NRI
Stability Min 1 Year of Job stability for Salaried Individuals
Min 2 Years of Business stability for Self Employed and Self Employed Professionals
No Income Proof Min 2 years of Business stability
12 Months Bank statement
Residence Track record, if any

Schedule of Charges

Click Here (PDF)

Terms and Conditions

Click Here (PDF)

Conditions Apply*

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